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Choosing the right builder is equally as important as choosing the right community. Just as Bay Creek delivers a dynamic, unprecedented lifestyle on the Chesapeake Bay, so Terry Industries presents families with a variety of home plans and options that bring Virginia’s Cape to life like no one else. As lifelong Virginia residents and preferred builders at Bay Creek, Bill and Laura Terry understand the multi-faceted living experience that makes Bay Creek so coveted—and more importantly, they create homes that capture all the magic, charm, and possibilities of the Cape itself.


With a free-flowing, open floor plan, The Mockhorn beautifully accentuates the coastal living experience by blending naturally with this magical setting. “This is a popular plan at Bay Creek,” says Laura Terry, “because it makes you feel like you are part of the landscape—it blurs the lines between indoors and outdoors.” The 4-bedroom, 3-bath retreat offers ideal gathering areas and inviting, comfortable bedrooms for family and guests alike.



Bill Terry’s father gave him some advice once that remains close to his heart: “there’s two ways to build a home: the right way and the wrong way.” That has served as a credo for Terry Industries—and a core principle that he has passed down to his daughter and building partner, Laura Terry. With decades of experience and a successful history building inspiring homes along Virginia’s Eastern Shore, Bill and Laura have earned a reputation as being the preferred builders at Bay Creek.

“This is such a wonderful coastal community,” says Laura. “Our goal is to offer multiple home plans that fit any given family’s lifestyle. We help each homeowner find a design that enables them to live their very best life here.”

Bay Creek

For generations, beachgoers and nature lovers alike have been drawn to Virginia’s coveted Eastern Shore—and Bay Creek represents the essence of this coastal getaway. Homeowners enjoy a multi-generational lifestyle on the storied Chesapeake Bay, with endless opportunities for recreation and relaxation.

Rental Program

You shouldn’t have to wait until retirement to afford the coastal home you’ve always wanted. This outstanding program allows homeowners to offset the cost of ownership at the premier community on Virginia’s Cape. It’s turnkey, fully managed, and a great way for families to generate regular monthly income.

Cape Charles

Just a 10-minute golf cart ride from Bay Creek, Cape Charles embodies the history and charm of a classic harbor town. Cape Charles is known for its beautiful mix of inviting restaurants, quaint shops, and stately Victorian homes, many of which are on the National Register of Historic Places.


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“Choosing a coastal home with Terry Industries was the best thing we ever did. They really listened to us, understood our needs, and built the perfect home for our family. And they were a pleasure to work with. I highly recommend them to anyone looking for a home at Bay Creek.”

Ann & Mike, Bay Creek Homeowners



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